Phone Number

(03) 8598 6600

Email Address

No Interest Loans Scheme
Funds available to assist with essential items.

No Interest Loans Scheme

The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.

Loans are available for up to $1,500 for essential goods and services such as fridges, washing machines and medical procedures. Repayments are set up at an affordable amount over 12 to 18 months.

You are eligible if:

  • You live in the City of Port Phillip, and have been a resident for at least 6 months; or have recently moved to Port Phillip and lived in your previous home for at least 12 months.
  • You must have a Health Care Card or earn less than $45,000 a year (after tax).
  • You can demonstrate the ability to repay the loan amount within 18 months;
  • You sign the Loan Agreement.

NILS appointments are available at the St Kilda, South Melbourne and Port Melbourne office .

For eligibility and further information please call (03) 8598 6600 or click the button below:

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